Earn a $500 cash rewards bonus
when you spend new price $5,000 in purchases in the first 3 months.1
$0 Annual Fee
Important Credit Terms
Apply now
Don’t miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone or in a branch.
Apply now on this page to take advantage of these offers.
Now running your business is even more rewarding
Unlimited
2%
Earn unlimited 2% cash rewards
on purchases made for your business with no categories to track, and no limit to the amount of rewards you can earn2
$0
Annual Fee
No annual fee
in addition to the rewards
you can earn
12
Months
0% intro APR for 12 months
from account opening on purchases.
After that your variable APR will be 18.49% – 26.49%.
Business card
features and benefits
Employee cards
Earn more rewards with employee cards at no additional cost. When your employees make purchases, your business earns more cash rewards!3
Wells Fargo Mobile® app
Use the Wells Fargo Mobile® app to check balances, view transaction history, and make payments from virtually anywhere.4
Autopay
Make sure your credit card is paid on time by scheduling automatic payments.5
Account Alerts
Stay informed of important activity on your account and on employee cards with customizable alerts.6
Digital Wallets
Choose the digital wallets you would like to use to make payments quickly and securely. Get started in the Wells Fargo Mobile® app.7
Online Banking
With Wells Fargo Business Online®, you have secure online access to your accounts through your desktop and mobile devices.6
Redeem to account
Rewards can be used to credit eligible accounts.8
Redeem for travel
Redeem your rewards on flights, car rentals, and hotel stays for your next business trip.
Redeem for gift cards
Find the perfect gift card for that right occasion. Gift cards are redeemable in many amounts.
Priority PassTM
Complimentary membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees.11
Worldwide Automatic Common Carrier Travel Accident Insurance
Purchase your airline or other common carrier ticket with your eligible Wells Fargo card and you can be protected with Travel Accident Insurance of up to $250,000.12
MasterRental Insurance
Coverage
Reimbursem*nt for covered physical damage and/or theft of a rental vehicle with primary protection.13
Zero Liability Protection
Built-in protection features ensure that you won't be held responsible for unauthorized transactions, as long as they're reported promptly.9
Mastercard ID Theft ProtectionTM
Detection and protection against identity theft, including monitoring, alerts and expert resolution 24/7/365. Enrollment is required.10
Cash back calculator
Slide to adjust your monthly credit card spending and watch the cash back* add up!
Slide to adjust your monthly card spending: Monthly credit card spending ranges from $0 to $50000. Use the arrow keys or page up and page down to adjust the slider to see how your cash rewards will add up. Press Escape to exit the slider.
$0
$500
$50,000
Monthly Spending $500. Yearly Cash Rewards $120.
Eligible purchases$25,000
X 2% on purchases2
X 12 months
=
=$6,000Yearly cash back
.
*Cash back is earned in the form of cash rewards. Monthly spending and yearly total values are for illustrative purposes only.
Apply nowfor Wells Fargo Signify Business Cash (Service Mark) card.
Business credit card FAQs
A business credit card is a card designed specifically for business purposes. It functions like a regular credit card, but it is issued to a company or business instead of an individual. It allows businesses to make purchases, manage funds, and separate personal and business expenses.
To get a business credit card, you’ll need to supply both personal and business information and documentation. On the personal side, you must share your contact information as well as your Social Security number or ITIN. For the business side, you must provide your business's legal name, address, and contact details and employer identification number (EIN) if you have one. We’ll also need some basic information about anyone who owns 25% or more of the business including name, address and SSN or other government issued ID number.
You can apply for a business credit card online or in person. To apply online, start here. Or, you can make an appointment at your local Wells Fargo branch.
There is a $0 annual fee for the Signify Business Cashservice mark℠ Card by Wells Fargo.
The cash rewards you earn do not expire as long as your account is open.
You can add employee cards to Signify Business Cash at no additional cost.3 Employee cards offer convenience while also helping you manage and keep track of business expenses. Employee cardholders can also use the Wells Fargo Mobile® app to track their credit usage when they’re on the go.
The Signify Business Cashservice mark℠ Card by Wells Fargo is loaded with benefits, and there’s $0 annual fee to own the card. Here’s a look at some of the perks:
- Unlimited 2% cash rewards on business purchases2
- Flexibility to redeem your rewards as a statement credit8, for gift cards, travel, and more
- No additional cost employee cards3
You will earn unlimited 2% cash rewards on purchases made for your business.2
Yes. Current Business Platinum or Business Elite Signature credit card customers (including those accounts that have been converted to either a Signify Business Essential or a Signify Business Elite) can apply for a new Signify Business Cashservice mark℠ Card and have both (even if using the same TIN/EIN for both).
Some important items to note:
- A single company cannot have more than one Signify Business Cashservice mark℠ Card account, even if different owners apply separately.
- A 'product switch' is not an available feature for Signify Business Cashservice mark℠. Customers who want the Signify Business Cash℠ Card need to apply.
Signify Business Cashservice mark℠ Card by Wells Fargo
Earn a $500 cash rewards bonus when you spend new price $5,000 in purchases in the first 3 months.1
Signify Business
Cashservice mark℠ Card
Important Credit Terms
Apply now
Other things you need to know
Read the Wells Fargo Signify Business CashSM Credit Card Account Agreement and the Wells Fargo Signify Business CashSM Guide to Benefits to learn more.
Credit card is subject to credit qualification.
Footnote 1. To qualify for the $500 cash rewards bonus a total of at least $5,000 in qualifying purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances of any kind do not earn rewards and may affect the credit line available for this offer. ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, wire transfers, fees or interest posted to your card account such as late fees, foreign currency conversion fees, bets or wagers transmitted over the internet, casino gaming chips, lottery tickets, off-track wagers, do not earn cash rewards. Refer to the Summary of the Wells Fargo Business Rewards Program Terms and Conditions for the Signify Business CashSM Credit Card for more information about the rewards program. ←back to content
Footnote 2. 2% cash rewards are earned for every $1 spent in qualifying purchases (purchases minus returns/credits) on the credit card account. ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, wire transfers, fees or interest posted to your card account such as late fees, foreign currency conversion fees, bets or wagers transmitted over the internet, casino gaming chips, lottery tickets, off-track wagers, do not earn cash rewards. Refer to the Summary of the Wells Fargo Business Rewards Program Terms and Conditions for the Signify Business CashSM Credit Card for further details. ←back to content
Footnote 3. Account Guarantors are responsible for repayments of all debts on the account, including all transactions made by Employee Cardholders. ←back to content
Footnote 4. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. ←back to contentReturn to Footnote 4
Footnote 5. Terms and Conditions apply. When you enroll in the automatic payment service, you must be the owner of the business or personal deposit account. If payment is returned or reversed for any reason, or results in an Overdraft Protection Advance from the designated deposit account, we may terminate the automatic payment service without notice and/or close your Account. Please refer to the Wells Fargo Signify Business CashSM Credit Card Account Agreement for more information. ←back to content
Footnote 6. Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. ←back to content
Footnote 7. Terms and conditions apply. Some (but not all) digital wallets require your device to be NFC (Near Field Communication) enabled and to have the separate wallet app available. Your mobile carrier’s message and data rates may apply. ←back to content
Footnote 8. Rewards redeemed as a credit to an eligible Wells Fargo business credit product are applied toward your principal balance. You must still make regularly scheduled payments. ←back to content
Footnote 9. You won't be held responsible for promptly reported unauthorized transactions, subject to certain conditions. For more information, please review the applicable Wells Fargo Signify Business CashSM Credit Card Customer Agreement and Disclosure Statement. ←back to content
Footnote 10. Certain terms, conditions, and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please refer to your Guide to Benefits for details, or call 1-800-Mastercard (1-800-627-8372). ←back to content
Footnote 11. Lounge visit fees will apply. Lounge fees are subject to change without notice. Payment is required with an eligible Wells Fargo Signify Business Mastercard®. Please refer to prioritypass.com/wellsfargosignify for enrollment and program details. Offers vary by airport location. All third-party products and services referenced herein are trademarks of their respective owners. ←back to content
Footnote 12. The cardholder is eligible for coverage in the event they suffer an accidental loss of life, limb, sight, speech, or hearing while on a covered trip. Common carrier fare must be paid in full with an eligible Wells Fargo Signify Business Cashservice mark℠ Credit Card and/or rewards program associated with cardholder's covered account. Certain restrictions and limitations apply. Please review the Guide to Benefits for details. ←back to content
Footnote 13. Benefit is subject to terms, conditions and limitations, including limitations on the amount of coverage. Please reference the Guide to Benefits for details. Coverage is provided by New Hampshire Insurance Company, an AIG Company. ←back to content
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